10K+
Active Merchants
500K+
Credit Transactions
KES 2B+
Credit Facilitated
98%
Collection Rate
Powerful tools designed for African marketplace merchants to offer credit, track payments, and grow their business.
Offer credit to trusted customers and grow your sales. Set custom limits and payment terms.
Seamless mobile money payments. Customers can pay anytime, anywhere using KCB M-Pesa.
Built-in credit scoring and risk assessment to protect your business from defaults.
Track sales, payments, and customer behavior with powerful reporting tools.
Automated payment reminders via SMS to ensure timely collections.
Manage customer profiles, credit limits, and transaction history in one place.
Start offering credit to your customers in minutes. No complicated setup required.
Sign up as a merchant in minutes. Verify your business and start accepting credit sales.
Search for registered customers by phone. Link them to your shop and issue credit.
Record sales on credit. Customers get goods now and pay later on flexible terms.
Receive payments via KCB M-Pesa, cash, or bank transfer. Track everything automatically.
See what our merchants are saying about Kopaduka.
"Kopaduka has transformed my business. I can now offer credit to my regular customers without worrying about tracking payments manually."
Sarah Wanjiku
Grocery Store Owner, Nairobi
"The KCB M-Pesa integration is a game-changer. My customers love the convenience of paying from their phones."
James Ochieng
Electronics Shop, Kisumu
"I've increased my sales by 40% since using Kopaduka. The credit system builds customer loyalty."
Mary Akinyi
Fashion Boutique, Mombasa